Extreme weather is dangerous weather, and that’s particularly true for the heavy rainfall events that experts say are becoming more frequent with climate change. The powerful storms can pose threats ranging from falling limbs to downed power lines to drowning. Experts say disaster preparation and good planning can help protect lives and property. That can start long before bad weather is even in the forecast, with checking your home’s vulnerable areas and knowing what your insurance covers. When storms close in, make sure you’re following the latest news and official warnings. If officials order evacuation, heed those instructions.